Requirements to Obtain a Non-Lucrative Visa in Spain: A Comprehensive Guide
Understanding the Non-Lucrative Visa requirements is crucial for those wishing to reside in Spain without employment. This guide outlines the financial, health, and legal criteria necessary for a successful application.
10/04/2025

📝- Index
- Demonstrating Sufficient Financial Resources
- Minimum Amount of Money You Must Have in Your Bank Account
- How to Demonstrate Financial Resources?
- Do all the Funds Have to Be in One Bank Account?
- Financial Resources for Bringing Your Family
- Private Health Insurance
- Other Legal Requirements
- ✅ Questions About the Non-Lucrative Visa Requirements?
The non-lucrative residence visa in Spain is an excellent option for those who wish to live in the country without working. However, obtaining this visa requires meeting a series of specific requirements. These are established in Article 46 of the Regulations of Organic Law 4/2000, approved by Royal Decree 557/2011, of April 20. Below, we explain the most important points you need to consider:
Demonstrating Sufficient Financial Resources
One of the main requirements for applying for a Non-Lucrative Visa in Spain is proving that you have sufficient financial resources to live in Spain without needing employment. You must show that you can support yourself and your family during your period of residence.
Minimum Amount of Money You Must Have in Your Bank Account
The Non-Lucrative Visa in Spain requires you to demonstrate that you have sufficient funds to cover your living expenses. The amount required is generally set at approximately 30,500 euros for the primary applicant. Additionally, you must show 7,500 euros for each family member accompanying you in the application. These funds should be enough to cover the needs of you and your family while staying in Spain.
How to Demonstrate Financial Resources?
To prove your financial resources, several documents can be presented, such as income tax returns, bank statements, or any other official document that demonstrates you have a stable and sufficient income source. In general, these documents must show that you have a steady flow of money, not just a one-time amount in your account.
Do all the Funds Have to Be in One Bank Account?
It is not necessary for all the funds to be in a single bank account, but you must demonstrate that you have access to the resources. You can distribute the money across multiple accounts or even in accounts held by other family members, as long as you can prove that the money is available and will allow you to meet your needs during your stay in Spain.
Financial Resources for Bringing Your Family
If you want your family to accompany you during your stay in Spain, you must also demonstrate that you have sufficient financial means to cover the needs of your spouse and minor children. The minimum amount for each additional family member is as mentioned earlier (7,500 euros per person). You will need to provide evidence that these funds are available to support your family members.
Private Health Insurance
Another important Non-Lucrative Visa requirement is having private health insurance. This insurance must offer full coverage in Spain, with no co-pays, and must cover the entire duration of your residence. The insurance must be purchased from a Spanish insurance company. This is essential as you will not be eligible for the Spanish public healthcare system with a Non-Lucrative Visa in Spain.
Other Legal Requirements
In addition to the financial and health-related requirements, there are other general Non-Lucrative Visa requirements that must be met:
-
You must not be illegally residing in Spain.
-
You must not have a criminal record in Spain or in any country where you have lived in the last five years.
-
You must not suffer from diseases that may pose a risk to public health.
-
You must pay the fees associated with processing the visa.
✅ Questions About the Non-Lucrative Visa Requirements?
At Adlanter, we specialize in helping those who wish to move to Spain with a non-lucrative residence. If you need personalized advice on the requirements, how to demonstrate your financial resources, or any other aspect related to the application, don’t hesitate to contact us. Our international mobility experts are ready to assist you at every step of the process.

Do you have any questions?
If you have any questions after reading "Requirements to Obtain a Non-Lucrative Visa in Spain: A Comprehensive Guide", we are here to help you.
Let's talk. We guide you clearly and step by step.